Apache Velocity - Resource not found exception

I have a requirement to generate some automated mails and so I wanted to use velocity for this task.I have copied all velocity jars to the lib folder and created a hello.vm template and placed in WEB-INF/templates folder.Below is exception I am getting,

org.apache.velocity.exception.ResourceNotFoundException: Unable to find resource 'hello.vm'userCount incremented to :1    at org.apache.velocity.runtime.resource.ResourceManagerImpl.loadResource(ResourceManagerImpl.java:474)    at org.apache.velocity.runtime.resource.ResourceManagerImpl.getResource(ResourceManagerImpl.java:352)    at org.apache.velocity.runtime.RuntimeInstance.getTemplate(RuntimeInstance.java:1533)    at org.apache.velocity.runtime.RuntimeInstance.getTemplate(RuntimeInstance.java:1514)    at org.apache.velocity.app.VelocityEngine.getTemplate(VelocityEngine.java:373)    at indian.test.handleRequest(test.java:34)    at org.apache.velocity.tools.view.VelocityViewServlet.doRequest(VelocityViewServlet.java:217)    at org.apache.velocity.tools.view.VelocityViewServlet.doGet(VelocityViewServlet.java:182)    at javax.servlet.http.HttpServlet.service(HttpServlet.java:621)    at javax.servlet.http.HttpServlet.service(HttpServlet.java:722)    at org.apache.catalina.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:305)    at org.apache.catalina.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:210)    at org.netbeans.modules.web.monitor.server.MonitorFilter.doFilter(MonitorFilter.java:393)    at org.apache.catalina.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:243)    at org.apache.catalina.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:210)    at listener.trimresponse.doFilter(trimresponse.java:46)    at org.apache.catalina.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:243)    at org.apache.catalina.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:210)    at org.apache.catalina.core.StandardWrapperValve.invoke(StandardWrapperValve.java:225)    at org.apache.catalina.core.StandardContextValve.invoke(StandardContextValve.java:169)    at org.apache.catalina.authenticator.AuthenticatorBase.invoke(AuthenticatorBase.java:472)    at org.apache.catalina.core.StandardHostValve.invoke(StandardHostValve.java:168)    at org.apache.catalina.valves.ErrorReportValve.invoke(ErrorReportValve.java:98)    at org.apache.catalina.valves.AccessLogValve.invoke(AccessLogValve.java:927)    at org.apache.catalina.core.StandardEngineValve.invoke(StandardEngineValve.java:118)    at org.apache.catalina.connector.CoyoteAdapter.service(CoyoteAdapter.java:407)    at org.apache.coyote.http11.AbstractHttp11Processor.process(AbstractHttp11Processor.java:999)    at org.apache.coyote.AbstractProtocol$AbstractConnectionHandler.process(AbstractProtocol.java:565)    at org.apache.tomcat.util.net.JIoEndpoint$SocketProcessor.run(JIoEndpoint.java:307)    at java.util.concurrent.ThreadPoolExecutor$Worker.runTask(ThreadPoolExecutor.java:886)    at java.util.concurrent.ThreadPoolExecutor$Worker.run(ThreadPoolExecutor.java:908)    at java.lang.Thread.run(Thread.java:619)

I tried all the other ways to load resource using classloader/webapps and still the error remains the same.I am using netbeans 7.2.x with tomcat 7.27. Appreciate if someone can suggest something for this.

Below is my velocity properties file,

resource.loader = filefile.resource.loader.class = org.apache.velocity.runtime.resource.loader.FileResourceLoaderfile.resource.loader.path = C:\Users\kiran\Desktop\Netbeans Projects\ourstory\web\WEB-INF\templatesfile.resource.loader.cache = truefile.resource.loader.modificationCheckInterval = 2runtime.log=/WEB-INF/logs/velocity.log runtime.log.logsystem.class=org.apache.velocity.runtime.log.Log4JLogSystemruntime.log.logsystem.log4j.pattern=%d - %m%nruntime.log.logsystem.log4j.file.size=10000runtime.log.logsystem.log4j.file.backups=1

and below is servlet I am using

import java.util.Properties;import javax.servlet.http.*;import org.apache.velocity.Template;import org.apache.velocity.VelocityContext;import org.apache.velocity.app.VelocityEngine;import org.apache.velocity.context.Context;import org.apache.velocity.tools.view.VelocityViewServlet;public class test extends VelocityViewServlet {    private String htmlTemplate = "hello.vm";    VelocityContext context = new VelocityContext();    @Override    public Template handleRequest(HttpServletRequest request,            HttpServletResponse response,            Context context) {   //    Properties props = new Properties();    //    props.setProperty("resource.loader", "class");    //    props.setProperty("class.resource.loader.class", "org.apache.velocity.runtime.resource.loader.ClasspathResourceLoader");    //    props.setProperty("webapp.resource.loader.path", "/WEB-INF/templates/");        VelocityEngine engine = new VelocityEngine();        engine.init();        Template template = null;        try {            context.put("name", "Velocity Test");                               template = engine.getTemplate(htmlTemplate);           } catch (Exception e) {             e.printStackTrace();            System.err.println("Exception caught: "+ e.getMessage());        }        return template;    }}

its simple servlet but for some reason I am unable to get it working.